Income Tax Calculator

Estimate your income tax under India's New Regime (FY 2025-26) including $75,000 standard deduction, 87A rebate and 4% cess.

Annual income ($)

Estimation only - verify with a tax professional.

Income Tax Calculator

The Income Tax Calculator estimates your Indian income tax under both the new and old regimes and shows which one leaves more in your pocket for your income and deductions.

Old regime vs new regime

The old regime has higher slab rates but lets you claim deductions like 80C, HRA, and home-loan interest. The new regime has lower slab rates but removes most deductions. Which wins depends entirely on how much you can legitimately deduct - the calculator runs both and highlights the cheaper option.

How to read the result

Enter your gross income and your major deductions; the tool applies the current slabs, the standard deduction, and applicable rebates to estimate your liability under each regime. Treat it as a planning estimate - your final tax depends on the full return, surcharge, and cess, so confirm with a tax professional before filing.

Frequently Asked Questions

Which is better, the old or new tax regime?

It depends on your deductions. If you claim substantial deductions like 80C, HRA, and home-loan interest, the old regime often wins; otherwise the new regime's lower rates may be better. The calculator compares both.

Does it include the standard deduction and rebate?

Yes. It applies the standard deduction and applicable rebate so the comparison reflects your realistic take-home tax.

Is this an official tax figure?

No, it is a planning estimate. Your final liability depends on your complete return, surcharge, and cess; consult a tax professional to file.

Can I switch regimes each year?

Salaried individuals can generally choose between regimes each year; those with business income face more restrictions. Check current rules before deciding.