Find what an amount today will cost in future, and how much its purchasing power shrinks.
Inflation Calculator
The Inflation Calculator shows how rising prices erode purchasing power over time - what a sum of money today will be worth, or cost, in the future at a given inflation rate.
Purchasing power over time
Inflation compounds just like interest. A future value is P(1 + i)t for the cost of something rising, or P / (1 + i)t for how much today's buying power shrinks. At 6% inflation, ₹1,00,000 today has the buying power of only about ₹55,800 in ten years.
Why it matters for saving
Money left in a low-interest account can lose value in real terms if inflation outpaces the interest. Use this tool to set savings and salary-growth targets that at least keep up with inflation, and pair it with the Retirement Calculator for long-range planning.
Frequently Asked Questions
What does inflation do to my savings?
It reduces purchasing power. If your savings grow more slowly than inflation, they buy less over time even though the balance rises.
How is future cost calculated?
The tool compounds the inflation rate over the number of years, using future value = present value × (1 + rate)^years.
What inflation rate should I use?
A long-run average for your country is a reasonable starting point, but you can test higher and lower rates to see the range.
How can I protect against inflation?
Generally by earning returns above the inflation rate through investments, rather than leaving money in very low-interest accounts.
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