Combine a starting lumpsum with monthly contributions to see your projected corpus.
Investment Calculator
The Investment Calculator projects how your money could grow over time, combining an initial amount with optional regular contributions at an expected rate of return.
Model your goal
Set a starting balance, an amount you add periodically, an expected annual return, and a time horizon. The calculator compounds the growth and shows the final value alongside how much you contributed and how much came from returns - a clear picture for goals like a house deposit, education fund, or early retirement.
What the projection assumes
Real returns are not smooth; markets rise and fall. The tool assumes a steady average rate, which is useful for planning but will not match any single year. Run a few scenarios - optimistic, moderate, and conservative - to bracket the range of outcomes rather than relying on one number.
Frequently Asked Questions
Can I include regular contributions?
Yes. Add a recurring contribution alongside the initial amount to model steady investing over time.
How much of the final value is growth versus my money?
The calculator separates your total contributions from the returns earned, so you can see the impact of compounding.
Are the projected returns guaranteed?
No. They assume a constant average rate for planning purposes. Actual investment returns fluctuate year to year.
How should I choose a return rate?
Base it on your asset mix and use conservative estimates. Testing several rates gives a realistic range rather than a single outcome.
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